Navigating Stablecoin Regulation: The GENIUS Act Explained

As the digital asset ecosystem matures, stablecoins present an opportunity to rethink how money moves and potentially offer faster, more transparent, and programmable alternatives to traditional payment methods. To provide greater clarity and regulatory consistency, Congress passed the Guiding and Establishing National Innovation for U.S. Stablecoins Act of 2025 (GENIUS Act), which is the first comprehensive federal legislation to govern the issuance and use of payment stablecoins.

Join Crowe digital asset and financial services specialists as they explain the implications of this landmark law and how financial services organizations and fintech platforms can prepare for this evolving regulatory landscape. Attendees will gain insights into how the GENIUS Act establishes a federal framework for stablecoin issuers, including issuer licensing, reserve requirements, and audit and reporting obligations. This webinar will also highlight adoption trends and their strategic implications along with initial steps you can take to assess risk, adapt compliance programs, and align governance structures.

After attending this session, you should be able to:

• Describe the key provisions and regulatory structure of the GENIUS Act and its impact on payment stablecoin issuance
• Evaluate how stablecoin adoption might influence the financial services ecosystem, including payments, liquidity, competition, and consumer behavior
• Identify initial compliance obligations and risk considerations, such as anti-money laundering (AML) controls, reserve requirements, and audit expectations
• Outline practical steps organizations can take to integrate stablecoin-related governance into enterprise risk management programs